Vacant Home

There are a few different ways your home might be considered vacant – dividing time between primary and vacation homes, extended medical treatments that require you to be away from home, extended renovation, renting or selling, or extended traveling. Your homeowners policy won’t likely provide coverage in the event of a claim during the time it is vacant. If this were to happen, any damages or losses that occur would have to be paid out of pocket. This is where vacant home insurance products offer coverage for claims.