Reference Services Inc.

No matter how careful you are, things happen – from lawsuits to accidents to catastrophic weather. We bring years of expertise to help you identify your exposures and develop strategies for each risk. We’ll dig deep to understand your needs, such as reliable business continuity, and help you manage risks to achieve your goals.


  • Auto & Truck Dealerships
  • Commercial Risk
  • Hospitality
  • Law firms
  • Manufacturing
  • Motorsports
  • Public sector
  • Real Estate / Habitational
  • Restaurants / Food & Beverage
  • And more


  • Business Risk Management
  • Commercial Auto
  • Employment Practices Insurance
  • Professional Liability
  • Boiler & Machinery
  • Umbrella Policy