Auto Dealerships

Meeting the ever-changing demands for American car buyers while keeping up with automotive technology advances is no easy task.

Automotive dealerships face a multitude of challenges. Does your auto dealer’s insurance policy consider the liability that comes with doing business, having employees and exposure that comes from hundreds of people visiting your lot each month? How about the very real possibility one of those visitors is just out for a quick injury or omission claim against you? Not to mention, what about claims that arise from buyers who give (accidentally or on purpose) false information to secure a vehicle?


From protecting expensive inventory to dealing with the public, your risk profile can be extensive. There are a variety of coverages auto dealerships should purchase such as general liability, garage liability, commercial auto and workers’ compensation. Work with a Shepherd representative today to help cover your auto dealership.


The Shepherd team has extensive experience creating insurance solutions for auto dealerships across the country. Ask your Shepherd representative about comprehensive solutions that help protect your employees, equipment and inventory.



  • ADAI Recommended Provider
  • Discount Floor-Plan Pricing Program
  • Non-Reporting/Non-Auditable Policy Available
  • Unique Workers Compensation Solutions
  • Punitive Damages Coverage Included



  • General Liability
  • Garage Liability
  • Lease and Rental
  • Property Coverage
  • Products Liability
  • Equipment Coverage
  • Personal Property of Others
  • Workers’ Compensation
  • Pollution Coverage
  • Employment Practices Coverage
  • Drive Other Car
  • Hired Auto Physical Damage
  • Automobile Liability
  • Fleet Coverage
  • Excess Liability
  • Liquor Liability
  • Directors and Officers Liability