Whether treating a single tree, cleaning up after a storm or creating a scenic outdoor paradise, your clients rely on you and your equipment to help improve their outdoor living space. One false move could quickly turn a job site to a lawsuit-worthy accident.
Working with dangerous chemicals, chainsaws, and other equipment can expose your business to some unique risks – That’s in addition to the other risks you face such as damage to your place of business or business-related records. Landscaping insurance is basically designed to protect your business against property damage caused by an employee while on the job, bodily injury to someone (employee or third party) on a job site, advertising injury and products/completed work produced/sold by your company. Any type of business that deals with rocks, grass, trees, dirt, blades, and bulldozers should consider landscaping insurance.