For life, for security, for good.

Life insurance isn’t a fun thing to talk about, but if you have people who depend on you for financial support, then life insurance is really about protecting them in case something happens to you. Several life insurance options are available including whole life, term life, universal life, and key man life insurance. It’s important to re-evaluate life insurance needs annually.


There are three major components of a life insurance policy:


  • Death benefit, which is the amount of money the insurance company guarantees to the beneficiaries identified in the policy upon the death of the insured.
  • Premium payments are set using actuarially based statistics
  • Cash value of the permanent or universal life insurance is a component which serves as a savings account and to offset the rising costs.